Cyber Guard provides rapid, expert-led response in the event of a cyberattack. We cover the costs of engaging cybersecurity professionals to investigate, contain, and remediate the incident—ensuring your systems are restored and business operations resume quickly. If necessary, we also assist with legal consultation and customer notification in line with regulatory requirements.

Example:

Your business experiences a ransomware attack that disrupts operations. Cyber Guard deploys certified incident response experts to contain the threat, identify the source of the breach, and recover your critical systems and data. We guide you through communication, compliance, and recovery steps—minimizing financial and reputational damage.

We cover the costs associated with identity theft, including lost income due to time taken off work to resolve the incident, and reasonable expenses such as reapplying for loans or credit lines, notarizing affidavits, making phone calls, and reissuing compromised identity documents. You’ll also receive up to six months of credit and identity theft monitoring to help safeguard your financial wellbeing.

Example:
Your personal email is hacked, or a company that stores your personal information experiences a data breach. As a result, your identity is stolen and used to open fraudulent accounts, apply for loans, make online transactions, or commit tax or medical aid fraud.

Your policy covers the cost of removing harmful online content, recovering lost income, and pursuing legal action against the offender. It also includes support for managing and repairing your reputation, trauma counselling, and, if necessary, relocation expenses to transfer your child to another school.

Example:

Your child is subjected to bullying on social media and begins to experience emotional distress. Alternatively, you may receive threatening messages or have sensitive information about you posted online, resulting in emotional trauma or even job loss, as confirmed by a licensed psychologist.

Your policy covers the cost of hiring an IT expert to investigate how a security incident occurred. It also includes coverage for any legal expenses and settlement amounts that may arise as a result of the incident.

Example:

Your device is compromised by malware, which then spreads to another person’s system, causing damage to their data or devices. As a result, they take legal action against you to recover the damages they’ve suffered

Cyber Guard will cover your legal costs if you need to take action against a company that failed to protect your personal information, leading to its theft or misuse.

Example:

A business or service provider that stores your personal data suffers a cyberattack. As a result, your information is stolen and used to commit identity theft, causing financial or reputational harm. You take legal steps to seek compensation from the responsible party.